Well, TwoBi, its quite obvious you really don't understand or appreciate the spreading of "risk". And I really have no time, now, to dive into trying to educate you on it. I'll try to explain my side this weekend when I have more time.
As far as Obama, again, part of the PPACA was to allow lower paid employee participate in the expanded states Medicaid plans. The Democrat run states did it and are quite happy with it; over half of the "then" Republican states have since joined the expanded Medicaid and they, to, are quite happy with the expansion of Medicaid as well. It was federally subsidized initially, but many Republican states missed out "thinking" that they could make Obamacare fail without providing a better option. Employees earning incomes in mid-$20s up got some form/amount of subsidy until AGAIN Republicans took that away to drive UP the cost to the insureds to get them to NOT enroll. The Obamacare plan had several strategies to make health insurance affordable and keep costs down; the Republicans purpose was NOT to provide a better/affordable healthcare plan, it was to make Obamacare fail at all costs ... strictly a political move to make one party look better than another AT THE EXPENSE of millions of uninsurable people. Republicans are still fucking with Obamacare without offering an alternative. So, I have absolutely no pity on the Republicans or the voters who support their one and only strategy ... to eliminate taxation. Believe what you wish, but your frustrations are mainly your party's own fault.
As far as Obama, again, part of the PPACA was to allow lower paid employee participate in the expanded states Medicaid plans. The Democrat run states did it and are quite happy with it; over half of the "then" Republican states have since joined the expanded Medicaid and they, to, are quite happy with the expansion of Medicaid as well. It was federally subsidized initially, but many Republican states missed out "thinking" that they could make Obamacare fail without providing a better option. Employees earning incomes in mid-$20s up got some form/amount of subsidy until AGAIN Republicans took that away to drive UP the cost to the insureds to get them to NOT enroll. The Obamacare plan had several strategies to make health insurance affordable and keep costs down; the Republicans purpose was NOT to provide a better/affordable healthcare plan, it was to make Obamacare fail at all costs ... strictly a political move to make one party look better than another AT THE EXPENSE of millions of uninsurable people. Republicans are still fucking with Obamacare without offering an alternative. So, I have absolutely no pity on the Republicans or the voters who support their one and only strategy ... to eliminate taxation. Believe what you wish, but your frustrations are mainly your party's own fault.