I haven't been an insurance salesman in over 10 years, TwoBi .... territorial manager (I hire & fire producers these days)
So how has business been since people are now required to buy your product? Record highs I'm betting.
I haven't been an insurance salesman in over 10 years, TwoBi .... territorial manager (I hire & fire producers these days)
I work the group markets, not the personal markets ... group insurance, retirement benefits, etc .... +50 lives & up. I don't screw with the little stuff. Bet that disappoints you, huh?So how has business been since people are now required to buy your product? Record highs I'm betting.
I work the group markets, not the personal markets ... group insurance, retirement benefits, etc .... +50 lives & up. I don't screw with the little stuff. Bet that disappoints you, huh?
kooks in the liberal party, huh? wow, now THAT's the pot calling the kettle black, for sure.up here lefties love Klobachar but she might be too sane for the kooks who have taken over their party.
.... Well, I hate to break it to you, but socialism is a big part of our capitalistic society. Republicans are always preaching capitalism, but only when it benefits something they want. Healthcare being a good example. The whole purpose of the checks & balances of the Exchanges and 80/20 Rule, etc was to create competition to keep costs in check, right? So, why would the Republicans NOT support the Exchanges, for example?Just don’t think this country is ready for socialism yet - are you ???
We really have to move forward and get Medicare for all and free advanced education for those work for it.
China gives free education for those who keep up their grades. All the way to a PHD.
There's still competition in my field, TwoBi. Therefore, the insurance companies can't charge just any rate/premium they wish. If the so-called conservatives, who promised a much better health plan at a lower cost, would actually quit obstructing the market IF they're not gong to create a healthcare plan of their own, liberals could implement their cost savings strategies and control the rising costs of health care. When you have ONLY one or two heath carriers providing health care plans, you get what you see today. I'm hoping when the Democrats get a trifecta again, they'll keep focused on manageable health care. But, to make sure premiums are predictably controlled, everyone should participate in health care ... not just the few that are sick needing it, as that is adverse selection, and drives UP the costs for those who have the insurance.So how has business been since people are now required to buy your product? Record highs I'm betting.
Where did you get your numbers?The Green New Deal’s cost has been estimated at 93 Trillion - where you guys coming up with that - is what I wanna know :|
I can't argue with that. Look what they did with FICA ... robbed it blind to hide their own waste of out-of-control spending. If the funds had been left alone, we wouldn't be having the crying stories of the shortages in FICA. When you keep cutting revenue, with tax cuts, and not offsetting them with less spending, you get what we got NOW. Which gets me back to politician term limits, transparency of donations, balanced budget, and ban on lobbyists in Washington government property. Do you know that the Pentagon basically has an open checkbook to spend as it wishes with no oversight whatsoever? Fifty billion here ... 100 billion there ... and they don't have to account for their spending whatsoever. Close to a trillion a year.All I get is that government seems to fuck it up - one way or the other :|
I assume you're joking, MacNfries! I'm not implying anything other than this excuse for a President, or a human for that matter, is in it only for himself and his intollarable offspring, anyone believing otherwise are in bad need of some good mental health assistance, or maybe they're just past the stage of being helped!I certainly hope YOU aren't implying that I think HE IS ... are you? You been drinking, taking *******, or something? .............. View attachment 2457035
Well, I'm sorry you have that opinion of me. I'm quite sensitive, myself, to the costs of healthcare. But, insurance companies do not work for free. If there was no profit in it, they would not represent the products. Speaking specific to healthcare premiums, the profit margins to that product are quite small, less than 1-2% for group plans I work with. The other products have larger margins ... group life, disability, dental, vision, etc ... and we try put incentives in the plans to help offset costs. For example, we even give employees & family $25-50 debit cards for showing they got a wellness checkup during the year. You'd be amazed at the number who don't use that free benefit. We also provide free home wellness examinations for those with issues like weight, smoking, diabetes, hbp, and history of major illnesses.you can keep pretending that you don't work for a crony capitalist corporation that cares nothing of their customer base as long as those margins are held.
Yeah, we'll pay for it. Good investment. It will pay back better than most investments.Yeah everything free - that be GREAT !!!!
Cept - nothing in life is FREE - somebody’s gotta pay for it. The Green New Deal’s cost has been estimated at 93 Trillion - where you guys coming up with that - is what I wanna know :|
Socialism simply tries to restrain the self-destructive excesses of capitalism so as to create more opportunities for everyone, not just the powerful few. It believes that both the economy AND society should be run democratically to help meet the needs of more people, not just make excess profits for the few.
TwoBi, we can't keep giving tax cuts that primarily benefit the upper 2% of income earners, and to Corps expecting them to create jobs ... maybe if we were still an industrialized nation it might stand a better chance of working. But, we're primarily moving on ... the lower middle of America needs to move as well, and that means retooling and retraining for today's jobs needs. That means investing in "education"; we're really not doing that. In the meantime, we're losing revenue because the rich have it, and won't give it up, and the poor simply don't have it to give. Just wait until the big monopolies come back, and they ARE coming back because of deregulation AGAIN. Less competition = vulture capitalism.The Idea of Socialism is much more attractive than the reality of Socialism, but I agree they two (Capitalism and Socialism) go hand in hand. The problem is we are moving more and more to Socialism.